When I was a student, I used to travel the city around with a bus and it worked well because I was moving across the country all the time and practically did not make sense to own a car. Think about it, I was in New York for a month involved with research and in the university for a couple of months. Then with so many other trips and conferences, I never spent more than 20 days in the university and in another point of view I could not afford a car for a long time. When you are making a few thousand dollars a month and need a large down payment, you would probably have to get a car loan and that would demand car credit. It is basically the same thing as just another credit check except that you need more points on your scale to afford a car. What is a better solution than applying for a car loan online? You can mention your situations online and get a response almost instantly. All of the process is online and hence you do not need fill out any forms. Also, you can buy your car from any dealer and still get the loan approved. I wanted to buy a audi and found a dealer near my work place just outside London and the rates are extremely lucrative and also they offer a lot of help.
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